How To Apply For An FHA Home Loan. The first step in applying for an FHA home loan is to contact an approved FHA lender. FedHome Loan Centers is an approved broker for all types of government loan products including FHA insured loans. One of our Government Loan Specialists can assist you every step of the way.

If you are planning to purchase a home with a low income, you should find a real estate agent who is knowledgeable about resources available for low-income homebuyers. Sara Gerrish, a San Antonio-based real estate agent, says a knowledgeable agent can help you work with a mortgage broker or with a nonprofit program that may be able to help you.

We lower this barrier by offering downpayment assistance loans for homebuyers who use our mortgage programs (Home Advantage and House Key).. If your household income is under the program limits (up to $145,000), your credit score .

Low Income Home Energy Assistance Program (LIHEAP) This program offers financial assistance to low income senior citizens who have trouble with their heating and cooling expenses.This program also offers energy home repairs, energy crisis assistance, as well as some weather protected services.. Mortgage Assistance Programs.

Statewide and Regional Programs Pennsylvania Housing Finance Agency – homebuyer programs, including downpayment and closing cost assistance Habitat for Humanity – through volunteer labor, builds and rehabilitates houses for families in need

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